Seattle, Bellevue & Beyond
The greater Seattle-Bellevue tech corridor — home to Amazon, Microsoft, Boeing, and hundreds of fast-growing startups — has driven Washington home prices into jumbo territory across much of King and Snohomish counties. Tech workers with RSUs, stock options, and contract income often face unique mortgage challenges that require a broker experienced in alternative income documentation.
Washington's military presence is equally significant. Joint Base Lewis-McChord (JBLM) is one of the largest military installations in the Pacific Northwest, generating strong demand for VA loans in the Tacoma and Olympia corridors. Jason has deep experience with VA financing and understands the unique needs of active-duty buyers and veterans.
From Eastern Washington first-time buyers in Spokane to luxury buyers on Mercer Island, Jason offers the range of products and the personal attention to close your Washington home loan right.
Washington Home Loan Options
From Seattle tech workers to JBLM veterans — Jason has the right program for every Washington borrower.
Conventional Loans
Conforming and high-balance conventional financing for Washington primary residences, second homes, and investment properties — with competitive rates across the state.
VA Loans
Zero-down financing for Washington veterans and service members. JBLM (Joint Base Lewis-McChord) is one of the largest military installations in the Pacific Northwest — Jason knows VA loans inside and out.
FHA Loans
Government-backed loans with 3.5% down for qualifying buyers. A solid option for first-time homeowners in Tacoma, Spokane, and the Tri-Cities.
Jumbo Loans
Seattle, Bellevue, and the Eastside regularly see homes priced $1M and above. Jason specializes in jumbo financing for Washington's tech-driven luxury market.
Refinance
Rate-and-term or cash-out refinance for Washington homeowners. Access your equity or lower your payment — Jason shops multiple lenders for the best option.
Self-Employed Programs
Seattle's tech economy produces thousands of self-employed founders, consultants, and contract engineers. Bank statement loans and alternative income documentation programs are available.
Washington Mortgage Questions
Who is the best mortgage broker in Washington state?
Jason Seibel (NMLS #171895) is a Five Star Professional mortgage broker who specializes in the situations Washington borrowers frequently encounter — jumbo loans for Seattle-area tech buyers, self-employed programs for contractors and founders, and VA loans for service members at JBLM. Jason works every file personally with direct communication from application to closing.
What are the conforming loan limits in Washington state?
For most Washington counties, the 2024 conforming loan limit is $766,550. King County (Seattle/Bellevue), Pierce County (Tacoma), and Snohomish County have high-cost limits of $977,500. Loans above these thresholds require jumbo financing — a specialty of Jason's given the region's high home prices.
Can tech workers with RSUs and stock compensation get a mortgage in Washington?
Yes. Seattle-area tech workers at Amazon, Microsoft, Google, and other companies frequently have significant income in the form of RSUs, bonuses, and equity grants. Jason has experience documenting and qualifying these income types, presenting a full and accurate picture to underwriters to maximize borrowing power.
Are there advantages to buying in Washington state versus Oregon?
Washington has no state income tax — unlike Oregon — which increases take-home pay and can improve debt-to-income ratios for qualifying purposes. Washington also has strong homestead protections and a growing economy across multiple sectors beyond tech. For buyers considering both states, Jason is licensed in both Washington and Oregon and can advise on the financing implications for each.
Ready for Your Washington State Home Loan?
Contact Jason directly — no bots, no call centers. Real answers about your Washington home loan, usually the same business day.